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The bank was chosen for its competitive annual percentage yield (APY) and no monthly maintenance fees or minimum balance requirement. With jaw-dropping APYs, minimal fees, and no account minimums, Ally Bank is one of our experts' favorite online banks. There’s no minimum deposit to make, no monthly maintenance fees and no minimum balance requirements. Interest savings are deposited into your savings account each month. $0. Ally Bank offers one checking account. Ally Bank has been around for over a century — but you probably didn’t hear about it until the last decade. Not impressed by it at all and thinking of moving to Ally. Some accounts may have balance requirements to earn a … There is no minimum balance or opening deposit. Ally Bank’s Key Features and Services. Ally Bank is an online-only bank offering competitive deposit accounts and other financial services. The minimum balance to open a Ally Bank Online Savings Account is $0. This Internet bank won't charge you monthly maintenance fees or require you to keep a minimum balance. Free checks. Sign in or enroll to access Ally Online for bank or invest products - accessible on desktop, tablet or mobile devices with your Username and Password. Ally Bank Online Savings Account is a convenient, on-the-go banking option. Ally Bank Products Ally Bank's line of banking products includes checking, savings, CD and money market accounts. Apply Now. $0. There are no ATM fees, and if you do get charged an ATM fee they will reimburse you. share. But in 2009, the company rebranded as Ally Bank, an online-only banking institution that offers everything from checking and savings accounts to home and auto loans to investment accounts. save. Monthly Fees. Variable interest rates. $10/mo None Looking for personal CD rates? Minimum Balance to Earn APY. This account has no minimum balance requirement and provides you with unrestricted access to your money. Betterment has disrupted the traditional financial advisor industry in a major way. No balance requirements – None of Ally’s bank accounts have minimum balance requirements. Ally Premium Bank Current Account is a transactional account that allows you the freedom to manage your money the way you desire. They offer different types of banking services depending on your needs – from personal checking to investment options like CDs. APY. APY 1. Schwab. 0.00% 0.10%. … For this premium plan, you will need a minimum balance of $100,000. report. Pros. 4.8. Checking accounts that hold over $15k will be paid 0.6% APY. You can open this account with as little as $0 with no minimum balance. Ally Bank boasts a wide shelf of trophies, including best bank and best online bank awards from organizations such as MONEY Magazine and Kiplinger’s. Once your Ally Bank savings account is open, you can set up buckets to organize your savings and deposit certain amounts towards items like home … 70% Upvoted. Ally’s roots go back to 1919 when it started out as GMAC, the finance arm of automaker GM. You get free checks and a free debit card after you make an initial deposit. Ally Bank Online Savings Account Account Minimums; Description; APY Minimum Balance: $1: Minimum Initial Deposit: $0: Minimum Combined Balance to Avoid Monthly Fee: $0: Minimum Required Balance: N/A: Minimum Account Transfer to Avoid Monthly Fee : N/A: Minimum Direct Deposit to Avoid Monthly Fee: $0: Minimum Balance … There’s plenty to like about Ally Bank: Great APY for savings accounts. Ally Bank CD Rates . But if you maintain that minimum balance, you’ll be able to earn interest as well as enjoy the cash back perks. ATMs. These rates are better than the national average checking account rate of 0.04% . Check out its latest awards here. However, even the highest interest rate (offered to account holders with a balance of $1,000,000 or over is only 0.06 percent – still less than the amount Ally online savings offers. 19 comments. Interest Rate. For comparison my current account has a $200 minimum balance and a .05% APY. level 1. But you’re looking for a convenient, one-stop-shop for all your online banking needs, then Ally is an excellent choice for you to consider. Ally Bank account holders have access to over 43,000 fee-free Allpoint ATMs, but even then you may want to use an ATM from a different provider. As of this writing, Ally Bank will pay a 0.1% APY on checking accounts with less than a $15k minimum daily balance. As noted above, Synchrony doesn’t offer a checking account. And the bank charges limited fees. Never worry about maintaining a minimum monthly balance. New comments cannot be posted and votes cannot be cast. The Betterment robo-advisor is their original claim to fame. 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